CashDiary - Money Manager is a private, offline-first personal finance app that helps you track expenses, plan budgets, and manage accounts on your device with an optional encrypted cloud backup you can enable yourself.

Key Features

On-device privacy keeps your transaction data local by default; voice input and receipt OCR capture amounts and dates without sending photos off-device; multi-currency support and a travel mode handle conversions and tagging; support for credit cards, bank accounts, cash wallets, loans, and basic investment tracking; recurring transactions, budgets, savings goals, and clear reports including net worth snapshots.

Advantages

CashDiary - Money Manager focuses on privacy and fast entry, using voice, receipt scanning, and prediction to reduce logging time. It also provides practical planning tools such as debt payoff methods and budget alerts, flexible export options in common formats, multiple widgets, app locking, and a range of themes and languages.

Disadvantages

Because of its offline-first design, some conveniences that rely on automatic cloud sync across devices require manual backup and restore. Advanced features such as the investment tracker and debt planner are available with a premium unlock. Some users of CashDiary - Money Manager who expect automatic bank synchronization may find manual entry and privacy-focused design preferable to automated aggregation.